Financing

Excellent HVAC, Plumbing, & Electrical Service Financing in Memphis & Jackson, TN

Get the AC repairs, heating installation, & water heater replacement you need.

When we think of “modern life,” we usually think of modern comforts. But if we’re honest, how can hot water or cool air constitute a luxury when everyone deserves and expects them? The comfort of your home and the function of your business shouldn’t depend on how much cash you have on hand. You should be able to schedule the expert HVAC, plumbing, and electrical services you need to live comfortably and consistently—all without breaking the bank or selling a car to make ends meet. At Tim Ferguson, we connect you with the financing you need to afford the services you want.

After a quarter century of service in Memphis and Jackson, TN, we’ve come to know our neighbors like family. Nobody wins when home and business owners are forced to turn over couch cushions in search of the funds they need. That’s why we pair our customers with expert home services financing—whatever it takes to deliver the comfort and reliability you deserve. Learn more about financing options or call today to learn more!

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Avoid Expensive Emergency Repairs With Regular Maintenance

Sudden breakdowns, clogs, or power surges come with steep and sudden price tags. But the safety and usability of your property shouldn’t depend on what’s in your wallet. On top of our expert financing options, Tim Ferguson also offers our industry-leading Four Seasons Club. For just one small fee per unit per year, you’ll get regular maintenance on whatever you need—from your AC and furnace to your pipes and electrical panel. Think of our Four Seasons Club as a suit of armor around your property, protecting you from disruptions, sky-high repair bills, and the sudden need for replacement. Learn more and sign up for our Four Seasons Club today!

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Why Tim Ferguson For HVAC, Plumbing, & Electrical Services in Memphis & Jackson?

Fair & Upfront Pricing

We believe that our customers should know exactly what they are paying for and never have to worry if they are being charged more than their neighbors.

On Your Schedule

We make it easy to schedule a service call 24/7/365. When it’s time for your service, you can track your technician so you will know exactly when they’ll arrive.

Highly Qualified Techs

Our team has won American Standard’s Building a Higher Standard Award, and we have seals of approval from Excellent Electrician, Preferred Plumber, & Comfort Qualified.

Versatile Services

Our team has the chops to handle any residential or commercial plumbing repair, HVAC Installation, or water heater service. We’ve seen it all, and we can fix it all.

Home Comfort Wins in Memphis & Jackson

I’ve had Tim Ferguson Plumbing Air and Electric out to my house numerous times in the last 4 years and their service has been excellent. One service pro in particular Stephen Eaton. Stephen has always been honest with me and made me feel very confident that the work he was doing (repair or general maintenance) was what was needed on my old heat pump. TF has gotten me a few more years than I expected from a 20 yr old system. They will be installing my new one and look forward to their service for the coming years. Thanks guys.

- Alana Wilson

We have been members of the Tim Ferguson Four Seasons Club for several years. They have completed everything from annual HVAC tuneup to large projects like re-wiring our entire kitchen. The quality of work is excellent and their ability to complete work is a timely manner is very appreciated. What I most appreciate about them is their dedication to customer satisfaction. Scheduling is easy. The person coming out to the house has always arrived during their time frame, and they have always called to give a courtesy notice that they are on the way. Highly recommend using them for any of their services!

- Wyly Paris

A technician came to our home from Tim Ferguson Jackson to fix some plumbing issues. He was very nice and professional. Unfortunately that evening, one of the issues that was fixed caused water to back up into our bathtub. The on-call technician, Winston, came out to fix and unclog the problem that evening. He was very nice, professional, and made sure the problem was correctly fixed. He never acted like it was an inconvenience to come out to our home at 9 PM. He also didn’t charge us extra to come out and fix that issue. I definitely recommend Tim Ferguson Jackson for your plumbing needs! Thanks again Winston!

- Samantha McCombs

Find The Services You Need at a Price You Can Afford

Treated air, smooth plumbing, and consistent power aren’t luxuries of modern life—they’re necessities. To deliver exceptional service for homes and businesses throughout Tennessee, Tim Ferguson offers expert financing. Find a payment plan to meet your needs today!